Keep the whole account in view
What is in this profile?
- Earlier product records
- 2
- Products with dated issuer facts
- 1
- Recorded headquarters
- Alberta
- Catalogue captured
- 2026-10-27
Capture date is not an issuer verification date. The record count describes this catalogue’s coverage, not the provider’s complete range. Headquarters does not establish service availability.
Earlier records by account type
Product records in this profile. These are not counts of all currently available accounts.
| Type | Records |
|---|---|
| Chequing | 2 |
| Savings | 0 |
Before you choose a named account
Make your routine specific.
Count the transactions, e-Transfers, cash withdrawals and paper statements you expect. An included allowance matters only when it covers the way you use that specific account.
Read the fee condition closely.
Ask which fee is waived, the balance timing, whose balance counts and what happens if you miss the condition for a day. Check one-off, ATM-operator and optional-service fees separately.
Check access and support.
Confirm where you can deposit cash or cheques, which ATM network applies, how support works and whether your intended application channel is available.
Identify the actual provider.
A brand, app, bank and deposit issuer can be different entities. Confirm who holds the funds, the applicable protection and the account agreement directly with the provider.
The named records and their sources
Earlier product records
2
Products with dated reviewed facts
1
Selected historical fields recorded
12 of 12
Coverage measures what this catalogue records, not a provider’s quality or its complete product range. Fields from different accounts are never combined into one imagined offer.
Read the earlier catalogue description
Unique Alberta credit union offering gold-backed banking and Canada's first Bitcoin gateway with conservative values focus.
Preserved source descriptions; provider status and current claims require verification. Duplicate identity records remain one research choice.
Named products: a separate issuer review
Checks dated 2026-10-26. Null fields are not filled with older catalogue values.
Needs a current product match · 2026-10-26
Conservative Values Account
Only the facts specifically recorded in this review were checked. This is not a live quote or a complete account agreement.
- The exact recorded product name was not confirmed on Bow Valley's current personal-chequing catalog. No closure or non-existence is inferred.
- The snapshot website bvcu.com identifies Bulkley Valley Credit Union, a different institution. Bow Valley's reviewed issuer website is bowvalleycu.com.
- All current financial fields remain null. BVCU Basics below is a separately identified current product, not a silent replacement for this historical record.
Dated issuer review · 2026-10-26
BVCU Basics
Only the facts specifically recorded in this review were checked. This is not a live quote or a complete account agreement.
- Standard monthly fee, as checked
- $3.00
- Included transaction count, as checked
- 20
- Monthly-fee waiver balance, as checked
- Not established / not applicable
- Included e-Transfer count, as checked
- Not established
- The current issuer page gives a $3 monthly fee and 20 included debits, then a per-debit charge.
- The linked brochure is dated June 2025 and remains linked from the current issuer page; its date is not replaced with the website check date.
- No minimum-balance waiver is recorded for Basics. Group or multi-product discounts are separate conditions; no unlimited e-Transfer allowance is inferred.
- This is a new editorial product ID, not a correction to the unverified Conservative Values Account record.
Earlier product records
These are not current offers. Check the named product and complete fee schedule with the issuer.
Earlier catalogue record · chequing
Conservative Values Account
This name and these values are preserved for research. Current availability, price, eligibility and terms have not been established from this record.
- Recorded monthly fee
- $8.00
- Recorded transaction count
- 20 (earlier recorded count)
Inspect all recorded fields
Unknown stays unknown. A recorded minimum balance does not establish a fee waiver, and a count such as 999 is not automatically treated as unlimited.
- Monthly fee
- $8.00
- Balance field (waiver not established)
- $1,500.00
- Included transactions
- 20 (earlier recorded count)
- Included e-Transfers
- 3 (earlier recorded count)
- Interest-rate field
- 0.75% — earlier record
- Base interest-rate field
- Not recorded
- Promotional interest-rate field
- Not recorded
- Daily transaction limit
- Not recorded
- Monthly transaction limit
- Not recorded
- Daily e-Transfer limit
- Not recorded
- Monthly e-Transfer limit
- Not recorded
- Overdraft flag
- Yes — earlier record
- Overdraft limit
- $2,000.00
- Overdraft fee
- Not recorded
- NSF fee
- $38.00
- International-transfer flag
- Yes — earlier record
- International transaction fee
- Not recorded
- Foreign-exchange markup field
- Not recorded
- Own-network ATM fee
- $0.00
- Other-network ATM fee
- $1.50
- Branch transaction fee
- Not recorded
- Telephone banking fee
- Not recorded
- Paper statement fee
- $0.00
- Electronic statement fee
- $0.00
- Dormancy fee
- $12.00
- Minimum-age field
- Not recorded
- Maximum-age field
- Not recorded
- Credit-check flag
- Yes — earlier record
- Opening-bonus field
- Not recorded
- Referral-bonus field
- Not recorded
- Digital-opening flag
- Yes — earlier record
- Branch-opening flag
- Yes — earlier record
- Newcomer flag
- No — earlier record
- Student flag
- No — earlier record
- Senior flag
- No — earlier record
- App-rating field (source and scale unverified)
- 4.5
Earlier feature notes
- Conservative values
- Gold-backed options
- Bitcoin gateway
- Member ownership
Earlier catalogue record · chequing
Bitcoin Gateway Account
This name and these values are preserved for research. Current availability, price, eligibility and terms have not been established from this record.
- Recorded monthly fee
- $15.00
- Recorded transaction count
- 30 (earlier recorded count)
Inspect all recorded fields
Unknown stays unknown. A recorded minimum balance does not establish a fee waiver, and a count such as 999 is not automatically treated as unlimited.
- Monthly fee
- $15.00
- Balance field (waiver not established)
- $5,000.00
- Included transactions
- 30 (earlier recorded count)
- Included e-Transfers
- 5 (earlier recorded count)
- Interest-rate field
- 0.75% — earlier record
- Base interest-rate field
- Not recorded
- Promotional interest-rate field
- Not recorded
- Daily transaction limit
- Not recorded
- Monthly transaction limit
- Not recorded
- Daily e-Transfer limit
- Not recorded
- Monthly e-Transfer limit
- Not recorded
- Overdraft flag
- Yes — earlier record
- Overdraft limit
- $5,000.00
- Overdraft fee
- Not recorded
- NSF fee
- $38.00
- International-transfer flag
- Yes — earlier record
- International transaction fee
- Not recorded
- Foreign-exchange markup field
- Not recorded
- Own-network ATM fee
- $0.00
- Other-network ATM fee
- $1.50
- Branch transaction fee
- Not recorded
- Telephone banking fee
- Not recorded
- Paper statement fee
- $0.00
- Electronic statement fee
- $0.00
- Dormancy fee
- $12.00
- Minimum-age field
- Not recorded
- Maximum-age field
- Not recorded
- Credit-check flag
- Yes — earlier record
- Opening-bonus field
- Not recorded
- Referral-bonus field
- Not recorded
- Digital-opening flag
- Yes — earlier record
- Branch-opening flag
- Yes — earlier record
- Newcomer flag
- No — earlier record
- Student flag
- No — earlier record
- Senior flag
- No — earlier record
- App-rating field (source and scale unverified)
- 4.5
Earlier feature notes
- Bitcoin gateway
- Cryptocurrency services
- Gold-backed banking
- Digital currency integration
A few useful questions
Are these Bow Valley Credit Union account prices current?
The earlier catalogue is not a current price feed. Dated issuer review cards identify the specific facts checked with the provider. Confirm today’s product name, fee schedule, waiver timing and eligibility with the issuer before relying on a figure.
Does the headquarters location tell me where I can open an account?
No. Headquarters is a recorded office location, not a service or eligibility map. Ask the provider about your province, membership requirements, identification and the application channel you plan to use.
Why are some product details unknown?
A missing field means the catalogue or dated review did not establish that fact. It does not mean zero cost, unlimited service, no products or ineligibility. Compare one named product and its full terms rather than combining fields from different accounts.
Keep your shortlist grounded.
Compare the same routine and the same year for each named account. Keep any conditional discounts and unverified figures visible in your notes.