Keep the whole account in view
What is in this profile?
- Earlier product records
- 0
- Products with dated issuer facts
- 1
- Recorded headquarters
- Ontario
- Catalogue captured
- 2026-10-27
Capture date is not an issuer verification date. The record count describes this catalogue’s coverage, not the provider’s complete range. Headquarters does not establish service availability.
Earlier records by account type
Product records in this profile. These are not counts of all currently available accounts.
| Type | Records |
|---|---|
| Chequing | 0 |
| Savings | 0 |
Before you choose a named account
Make your routine specific.
Count the transactions, e-Transfers, cash withdrawals and paper statements you expect. An included allowance matters only when it covers the way you use that specific account.
Read the fee condition closely.
Ask which fee is waived, the balance timing, whose balance counts and what happens if you miss the condition for a day. Check one-off, ATM-operator and optional-service fees separately.
Check access and support.
Confirm where you can deposit cash or cheques, which ATM network applies, how support works and whether your intended application channel is available.
Identify the actual provider.
A brand, app, bank and deposit issuer can be different entities. Confirm who holds the funds, the applicable protection and the account agreement directly with the provider.
The named records and their sources
Earlier product records
0
Products with dated reviewed facts
1
Selected historical fields recorded
0 of 0
Coverage measures what this catalogue records, not a provider’s quality or its complete product range. Fields from different accounts are never combined into one imagined offer.
Read the earlier catalogue description
Canadian Imperial Bank of Commerce, known for innovation and customer service.
Preserved source descriptions; provider status and current claims require verification. Duplicate identity records remain one research choice.
Named products: a separate issuer review
Checks dated 2026-10-26. Null fields are not filled with older catalogue values.
Dated issuer review · 2026-10-26
CIBC Smart Account
Only the facts specifically recorded in this review were checked. This is not a live quote or a complete account agreement.
- Standard monthly fee, as checked
- $16.95
- Included transaction count, as checked
- Unlimited count, subject to terms
- Monthly-fee waiver balance, as checked
- $4,000.00
- Included e-Transfer count, as checked
- Unlimited count, subject to limits
End-of-day balance each day of the month
- The standard fee is for up to three qualifying Smart Accounts; the $4,000 end-of-day balance must be held each day in one Smart Account.
- The issuer announces a $17.95 standard monthly fee effective January 1, 2027. The stored $16.95 applies to this review date and may pass the known-change gate only through December 31, 2026. A fresh review is required from January 1; the announced future fee is not automatically substituted.
- Eligibility-based fee rebates, account-opening promotions and tier benefits are separate. The published online application was not submitted or tested.
A known change is recorded for 2027-01-01. These reviewed figures require a fresh check from that date; a future price is not automatically substituted.
Earlier product records
These are not current offers. Check the named product and complete fee schedule with the issuer.
No products are recorded here. That is a catalogue gap, not evidence that this provider has no accounts.
A few useful questions
Are these Canadian Imperial Bank of Commerce account prices current?
The earlier catalogue is not a current price feed. Dated issuer review cards identify the specific facts checked with the provider. Confirm today’s product name, fee schedule, waiver timing and eligibility with the issuer before relying on a figure.
Does the headquarters location tell me where I can open an account?
No. Headquarters is a recorded office location, not a service or eligibility map. Ask the provider about your province, membership requirements, identification and the application channel you plan to use.
Why are some product details unknown?
A missing field means the catalogue or dated review did not establish that fact. It does not mean zero cost, unlimited service, no products or ineligibility. Compare one named product and its full terms rather than combining fields from different accounts.
Keep your shortlist grounded.
Compare the same routine and the same year for each named account. Keep any conditional discounts and unverified figures visible in your notes.